bunn: (Default)
I keep meaning to post here, then something comes up, like a giant pile of orders for games that need to be packed, or sorting out the vast pile of boxed miniatures into at least roughly alphabetical boxes, or taking photos of new stock ,or putting down the new floor in the finally-fixed sun room or fighting the insurance company and by the time I've done that and walked the dogs and had tea and maybe done some drawing (on a very small pad because I haven't moved the art stuff or dusted all of it yet) or even a tiny bit of writing (my poor neglected Fandom Trumps Hate fics are looking at me sad-eyed!) there doesn't seem to be time.

However! Today is a good day because the long struggle with the insurance company is finally over, and they have PAID. They have paid a lot, because it took them a long time to do anything and all the time they didn't do anything the damage got worse. And we have worked out exactly what we owe all the contractors and they are all paid too. Phew.

I do have a couple of posts open in tabs half-written, but this one is DONE and I shall now hit POST.
bunn: (Rosie Down Hole)
I took Rosie to the vet for practice-visiting, and while I was there, I weighed her.  I was delighted to see she's now 20.5kg.  But she is insured (with John Lewis) as a 'medium' dog and they define 'medium' as under 20kg.   So I thought I'd better let them know she's put on a little.

I was somewhat staggered to discover that a gain of measly .5 of a kilo means that her monthly insurance, already an eye-watering £34 a month, would shoot up to £59 a month!   The person I spoke to discouraged me from doing this, rightly assuming that I would definitely switch insurers next year.   She assured me that they would not quibble if she was injured and proved to be 0.5kg over the limit.  I hope she's right!   The Roo has no pre-existing conditions, so I think I shall have to shop around a little next year, assuming that she doesn't come down with anything in the interim. 
bunn: (Default)
Filling in an online insurance quotation form, I note that I could give my occupation as 'abbot', 'acrobat', 'cobbler', 'coal man', 'weaver' or 'riverman', or as any of 5 different sorts of Bailiff. I cannot, however, have any kind of web or internet job, for those jobs still, in 2012, do not exist.

Agonising among the computer jobs, I have settled for 'Computer Operator'. Operator! With the emphasis on the last syllable, I think. But I kind of wish I was a riverman (what exactly IS a riverman? It sounds like it might involve a lot of messing around in boats).

The jobs in the list sound much more fun than actual modern jobs.

ETA: I struggle with questions like 'what was the name of your first pet'? When I was born, my parents had a cat, Tigger, who I suppose was sort of my first pet, although really he was my parents pet not mine. But when I was four, I was allowed to choose the family's new puppy, Hearthrug - so that was more my first pet in that I picked her, although I didn't do much to look after her, so maybe my first pet was the rabbit (Bunnel) that I got when I was 7? Though 7 is quite young, so maybe my real first pet was the kitten (Willy) that I adopted as a teen? Or Kebbo, the rabbit that I had when I was first living away from home on my own??? SO HARD.
bunn: (Oldies Club)
Oldies Club, and indeed most small dog rescues, has liability insurance with Cliverton, a company which has made a bit of a corner of the market in the area of small volunteer-run rescues. The problem with this is that when they decide to change the rules, it's very difficult to find anywhere else to turn. 
Read more... )
bunn: (Car)
Helga the Saab flashed up a plaintive message at me this morning: "Time for Service"

She reinforced this when I cruelly clicked the clear button and ignored her, by releasing her left indicator light as I drove along, so that it flapped about on the end of its cable.  I had to stop and shove it back in.   And I KNOW she needs a new tire.  Pants. 

Also, Az's pet insurance is up for renewal, and they want £351.69 for the next year!  That's only fifty quid less than the insurance on Helga!   Mind you, both of them are getting on a bit, so I don't know which one I expect to break sooner...
bunn: (Mollydog in the snow.)
 Just got Mollydog's medical insurance renewal reminder.  Last year it was £312 : this year she was 11 years old in September - and it's £622.10!   That's more than my car insurance!  
Read more... )
bunn: (Default)
I have managed to expand 2.5kg of dried tripe to cover 18.5 days.  This works out as about £539 a year on tripe, which is a definite improvement on this summer's total of £775ish a year on tripe.

Dunno why I am so obsessed with cost of tripe in particular, but I just can't let it go!

Oh, also Az's insurance premium has gone up to £17.50 a month, which still seems quite reasonable. For some reason I pay Molls insurance, which was due in December, annually - that cost £312 this time round.
bunn: (Default)
I definitely recorded Az's insurance premium as £205 in a recent post, and I would have bet my socks that I had that right, and had paid for it in one go by credit card.  I just got the paperwork, which says the premium is just £180, and enclosed a direct debit form.  Boggle.  I rang them to check they had the right dog, they say they do, so I've filled in the form...

This means that Mollydog, at a year younger than Az, now costs £100 more to insure, purely because she has a pedigree - even though it's a working pedigree not a Kennel Club one.  Expensive things, these pedigree dogs.
bunn: (Default)
Last year I was somewhat horrified by Mollydog's insurance renewal at £280 (Axa), but eventually decided to pay it.

Today I have had Az's insurance renewal from Tesco. £471.12! And that's with a 5% discount!

Az is a lurcher, so should theoretically be cheaper to insure than Mollydog, as Az is a crossbreed and Mollydog has a pedigree. But then Molls is a year younger: Tesco are quoting based on Az being 10 years 3 months, though of course I don't have any proof of that.

I'm going to get a quote from Axa for Az (IF they'll take him, most companies don't let you switch once the dog is 8 or 9). If I can't get it down a bit, I'll look for something that just covers liability insurance and set up a savings account for him instead, and hope to have a few years more before he gets anything serious.

*edit - I checked Axa for Az, and by putting his excess up to £75 I got him down to £205 pa! That's more like it!
bunn: (Default)
You would think that being inside your house all day would be seen by insurance companies as a bit of a security feature, a desirable trait in someone who wants to buy house insurance? But no! Many companies specifically exclude you from a quote if you have any kind of home based business, even though I have both a business insurance policy AND Professional Liability insurance, so it should be no skin off their noses. In the end I had to buy from somewhere where the second girl I spoke to told me the policy would cover me (though the previous person had said I needed to buy extra cover).

Egg wouldn't give me a quote because I am in the house all day, but have no burglar alarm. I AM my OWN burglar alarm!

I just hope nothing ever goes wrong and I never have to claim on the damn thing...

I got the Oldies Club Christmas cards sorted - we've already sold half of them and the mailing has only just gone out to members : I should have bought twice as many (we ordered 500 to sell in packs of 10). Drattit. Now wondering whether to buy another lot: it hurts to do it though, because we will pay so much more for a second batch of 500 than we would have done for one batch of 1000. Ah well. Next year we'll know better.

The Battersea Dogs Home has requested a link exchange with the Oldies Club, so I am chuffed by that at least!

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